During Covid lockdowns, Derek Manning wrote a Covid diary which grew into a memoir. He details the spread of the virus and the impact it had globally and on him personally. From childhood to his career in banking, his life journey includes successes and failures, happiness and sorrow. Humorous anecdotes share these pages with shocking events that took place in his life. He recounts the happy years of his early banking career and gives his unique insights into the Celtic Tiger years, and the banking crisis, and how they affected him personally and professionally. Derek’s passion for sports and music kept him going during the most stressful periods of his life. Leading folk groups, singing and playing guitar in folk bands, created exciting memories. In recent years, health issues, divorce and other challenges, have forced him to re-consider his priorities.